Personal Risk Management

Strategies for Setting A List Price When Selling Your Home

2007-06-06T13:55:00.001-07:00

Even though this is not an insurance-related article, I think the author, Cassity Trexler of Century 21, does my readers a service by helping them manage a risk: not setting the proper list price for their home. Read on, and you'll see what I mean.

Setting the list price for your home involves evaluating various market conditions and financial factors. During this phase of the home selling process, your REALTOR® will help you set your list price based on pricing considerations, comparable sales, market conditions, offering incentives, and estimated net proceeds.

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Older techniques to protect yourself against identity fraud (pre LifeLock)

2007-05-21T22:57:00.001-07:00

This story is a couple years old, before LifeLock.

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This guide lists steps you can take to reduce your risk of fraud.

2007-05-21T22:53:00.001-07:00

It can happen to anyone. The phone rings and a collection agency demands that you pay past-due accounts for goods you never ordered. The supermarket refuses your checks because you have a history of bouncing them. But you have always paid bills on time. What has happened?

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Risk Managers Help Families Prepare for an AMBER Alert

2007-05-21T22:41:00.000-07:00

The personal risk managers of Ingram-Argiro Insurance Agency will be helping families prepare for AMBER Alerts on June 25th, 2007, from 1PM to 2PM at the Phoenix Library Juniper Branch, 1825 W Union Hills Road, Phoenix AZ 85027

This is a free public service sponsored by Farmers Insurance and the Deer Valley Chamber of Commerce.

Tom Argiro and Jena Ingram-Argiro will be on hand to distribute fingerprint kits and help families with digital IDs. They will also have information available about

keeping graffiti out of your neighborhood
how to start or join a neighborhood block watch
home safety tips
and much more
For more information, visit http://www.Ingram-Argiro.com.

Learn more about http://www.Farmers.com and http://www.DeerValleyChamber.com here.

AMBER Alert Preparation Event

2007-05-21T22:39:00.001-07:00

Tom Argiro and Jena Ingram-Argiro, personal risk managers representing Farmers Insurance, will host a fingerprinting and digital ID event on June 25th 2007, from 1pm - 2pm, at the Phoenix Public Library Juniper Branch.

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ID Theft is a Big Problem

2007-05-21T14:27:00.001-07:00

Identity theft is clearly a big problem. This article describes what to do about it.

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Event Scheduled To Help Families Prepare For AMBER Alerts

2007-05-21T06:47:00.000-07:00

The personal risk managers of Ingram-Argiro Insurance Agency will be helping families prepare for AMBER Alerts by distributing fingerprint kits, taking digital photos, sharing information about neighborhood safety, and much more.

The are hosting this event on Monday June 25, 2007 1-2pm, at the Phoenix Juniper Branch Library.

For more information about the Ingram-Argiro Insurance Agency, visit http://www.Ingram-Argiro.com

This event is sponsored by Farmers Insurance and the Deer Valley Chamber of Commerce.

New Chamber Member Helps Families Manage Risk

2007-05-17T21:36:00.001-07:00

Ingram-Argiro Insurance Agency is one of the newest businesses to join the Deer Valley Chamber of Commerce. Owners Jena Ingram-Argiro and Tom Argiro are personal risk managers representing Farmers Insurance, protecting everything their customers have worked hard to afford.

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Resources Available for Arizona Teachers

2007-05-17T21:33:00.001-07:00

Teachers work tirelessly to develop this country's greatest resource - our children. At Farmers, we are devoted to helping educators get information to achieve their personal and professional dreams and goals. In honor of your hard work and dedication, Farmers has designed free programs specifically for teachers to be used in the classroom.

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Personal Risk Managers Help Families Prepare for Amber Alert

2007-05-17T21:21:00.001-07:00

Preventing Accidents Around The Home

2007-04-25T16:42:00.000-07:00

A few simple precautions can help prevent many common household accidents. Start today making your home safe using these tips:

- Make sure stairs are clearly lit. Install light switches at the top and bottom of stairways.

- Keep exits and passageways free of boxes, furniture and other tripping hazards. Regularly clear the floor of toys, games, magazines and other obstructions.

- Make sure you can see over the top of what you're carrying to avoid tripping.

- Make sure that all of your small rugs have slip-resistant backing. Put cut-to-fit rubber matting or two-sided tape on rugs that don't have their own backing.

- Mark sliding glass doors with decals or decorations. Someone could easily walk through what looks like an open door.

- Wipe up spilled water, grease or food peelings immediately to prevent slipping.

- Place a rubber mat or adhesive strip on the bathtub floor. This will reduce the possibility of slipping in the bathtub.

- Purchase bedroom night-lights for children and elderly people. Falls can happen easily in a dark bedroom.

- Wear shatterproof safety glasses when operating any power tool. If you wear eyeglasses, use safety glasses that fit over them.

- Never store inedible products in the same place as food. This may result in an accidental poisoning.

- Don't save medicine. Discard all leftover medications by flushing them down the toilet.

Would you be ready for an AMBER alert if needed?

2007-04-23T21:21:00.000-07:00

The National Center for Missing and Exploited Children (NCMEC) states that 40% of the families, when faced with the emotionally charged situation of a missing child, cannot remember important facts like eye color, height and weight of their child.

Farmers Insurance has teamed up with NCMEC, law enforcement agencies and several other companies to bring an important program to you. Managing Information on Lost Kids (M.I.L.K.) helps you build a digital ID that contains vital information about your child in one place, ready to go, if ever needed.

Because your children are the most important asset you have, I offer this free digital ID as public service to everyone that asks, even if you’re not a client. I’ll even provide you with a free copy of the Home Organizer software (a $39.95 value) through the special partnership between the software manufacturer and Farmers Insurance.

For more information, call the Ingram-Argiro Insurance Agency at 602/404-7882 and ask for the AMBER alert software. You can also visit us online at www.Ingram-Argiro.com to learn more about our agency and the service we provide our community.

New Chamber Member Offers A Fresh Approach To Insurance

2007-04-23T21:09:00.000-07:00

If you haven’t noticed lately, a lot of insurance companies are competing for your business. It’s hard to tell most insurance companies apart from one another.

Since these competing insurance companies all look pretty much the same, many people find themselves price shopping. They set out on their own to find the best price for the same coverage limits they’ve had for years and attempt to compare “apples to apples.”

But the problem with the above approach is that your risk exposure changes whenever a life event occurs. This includes things like upgrading a car, moving to a new home, getting married or having a baby. When your current situation changes, so does your need for insurance. Over time, this can leave you greatly under protected. You’ll discover the devastating gap, unfortunately, when you have an at-fault accident and pending lawsuit. By then it is too late.

So, what sets the Ingram-Argiro Insurance Agency apart from their competition?

“Our primary goal for the two years we’ve been in business is to educate our clients. We evaluate what our clients need to protect. Then we help them assess their options and show them how to manage their risks. At that point, we’ve helped empower our clients to make their own informed decisions. Whether they choose to let us protect their family or continue to shop around, we’ve met our primary educational goal.”

Because Tom and Jena have lived and worked in the Deer Valley area for over 10 years, joining the Deer Valley Chamber makes good sense to them. “We’re committed to supporting a local business network and doing what we can to help our community grow.”

To evaluate your current level of risk exposure, call the personal risk managers at Ingram-Argiro Insurance Agency, 602/404-7882. Ask for their free coverage comparison analysis.

Visit www.Ingram-Argiro.com to learn more about Tom and Jena's agency, including Arizona auto, home, life, and business insurance.